Car Loans Australia Weekly Motoring and Market News Wrap
Each week, get a concise wrap of the biggest motoring headlines across Australia: new model launches, dealer trends, running costs, safety recalls, EV updates, road-rule changes, and consumer policy shifts. We cut through the noise with plain-English summaries and practical takeaways for everyday drivers and car buyers. Stay informed in minutes and feel confident about your next move on the road, wherever you live in Australia.
This Week:
Inflation rose to about 3.8% in October, keeping near‑term RBA cuts unlikely and reinforcing the need to budget carefully for car finance. APRA warned lenders about rising higher‑risk borrowing, which may flow into tighter checks on car loans, especially for self‑employed applicants. Updated comparison listings this week show competitive advertised rates, particularly for green and secured loans, but listeners are urged to compare using comparison rates and calculators. Paige signs off inviting listeners to try a free eligibility check and personalised quotes at car-loans-australia.com.
EPISODE 941 | Car Loans Australia Weekly Motoring and Market News Wrap | Sun, 30th Nov 2025
6 Dec 2025 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Car Loans Australia Weekly Motoring and Market News Wrap, Im Paige Estritori, and its Sunday, 30 November 2025.
First up, inflation surprised to about three-point-eight per cent over the year to October, according to the ABS — thats the Australian Bureau of Statistics — with electricity costs a big driver. Markets took it as a sign the RBA, the Reserve Bank of Australia, is unlikely to cut the cash rate in the next few months. For car buyers, that means advertised rates and lender appetites may hold steady or even edge around, so build in a little buffer when you use a car loan calculator and dont fixate on the headline rate alone. A quick eligibility check can show where you stand before you start test drives.
Meanwhile, the prudential regulator APRA — thats the Australian Prudential Regulation Authority — flagged a lift in higher‑risk investor borrowing and warned banks to watch debt‑to‑income settings. While this update was aimed at housing, it often flows through to other credit, including car loans, via tighter expense checks and income verification. If youre self‑employed or have a complex income, expect extra paperwork and allow a bit more time. Getting payslips, BAS, and bank statements ready now can help you receive a personalised quote faster.
And to the deals landscape, comparison listings updated late this week show green and secured car loans among the sharper advertised offers, with starting rates around the mid‑single digits. Remember, the comparison rate bakes in some standard fees, so its a better way to compare total cost than the headline number on its own. Use a repayment calculator to test a shorter term versus a slightly lower rate — the right mix can trim total interest more than youd expect. If youre rebuilding credit, there are options, but pricing will vary by profile, so it pays to compare across a wide lender panel.
Thats the wrap. If youre planning a purchase, you can get a fast, free eligibility assessment and personalised quotes at car-loans-australia.com — were here to help you compare clearly and drive away with confidence.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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