Car Loans Australia Weekly Motoring and Market News Wrap
Each week, get a concise wrap of the biggest motoring headlines across Australia: new model launches, dealer trends, running costs, safety recalls, EV updates, road-rule changes, and consumer policy shifts. We cut through the noise with plain-English summaries and practical takeaways for everyday drivers and car buyers. Stay informed in minutes and feel confident about your next move on the road, wherever you live in Australia.
This Week:
RBA held the cash rate at about 4.35% on Tuesday, 16 June, keeping car loan costs elevated; set a budget, compare using the comparison rate, and get a quick eligibility check before shopping. A major bank was fined on 19 June for scam‑control failures, so verify payment details when sending deposits or transfers for a vehicle. Also on 19 June, the government announced CGT carve‑outs to its tax reforms, easing uncertainty for small‑business owners considering work vehicles. Visit car-loans-australia.com for calculators and a free eligibility assessment.
EPISODE 2164 | Car Loans Australia Weekly Motoring and Market News Wrap | Sun, 21st Jun 2026
26 Jun 2026 | Paige Estritori
00:00:00
00:00:00
1x
Read Full Transcript:
Hello and welcome to the Car Loans Australia Weekly Motoring and Market News Wrap, Im Paige Estritori, and its Sunday, 21 June 2026.
First up, the Reserve Bank held the cash rate at about 4.35 per cent on Tuesday, 16 June. Its the first pause this year after hikes in February, March and May. For car buyers, borrowing costs remain elevated, and lenders are still competing unevenly. The smart move now is to set a firm budget, use a comparison rate to weigh fees as well as interest, and get a fast, free eligibility check before you start test‑driving so your repayments fit comfortably.
Meanwhile, a major bank was fined this week over widespread failures in its scam controls after customers lost millions to impersonation schemes. Its a reminder to slow down when paying deposits or transferring funds for a car purchase. Confirm payment details via a phone number you look up yourself, use secure payee tools like PayID where available, and never act on unexpected messages that pressure you to pay quickly.
And for small‑business owners, the government has announced carve‑outs to its capital gains tax overhaul on Friday, 19 June. More start‑ups and small enterprises will keep key concessions. If youre self‑employed and weighing up a ute, van or EV for work, this reduces some policy uncertainty ahead of 1 July changes in coming years. Its worth syncing purchase timing with your accountant, while we line up finance options that match your cash flow and asset needs.
Thats the wrap. For tools, calculators and a free eligibility assessment on your next car loan, head to car-loans-australia.com. Im Paige Estritori—thanks for listening and drive safe.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
There's a unique thrill that comes with purchasing a new car; it's not just about getting from point A to B, but about fulfilling a dream and the freedom of the open road. However, with the excitement comes the need for careful planning and smart decision-making to ensure that your investment pays off in the long term. - read more
When it comes to buying a car, particularly a used one, having a flexible budget is essential. Flexible budgeting allows you to adjust your spending plan according to your current financial situation and any unexpected changes that might occur. This adaptability is crucial in managing your finances effectively and ensuring you make a purchase that won't strain your resources. - read more
When it comes to buying a car, understanding the loan terms is just as essential as choosing the right make and model. The terms of a loan can significantly affect your financial journey beyond just the asking price. In a marketplace brimming with attractive deals, comprehending these terms can be your greatest asset, ensuring you drive away with a well-suited financing plan. - read more
Purchasing a car is a major financial decision for many Australians, and it often involves securing a loan. With numerous options available, navigating the car loan landscape can be overwhelming. Understanding your choices is essential for finding the loan that best suits your needs. - read more
Buying a car is an exciting milestone, but it's crucial to approach the process with a clear financial plan in place. Before you get swept away by the shiny showroom models or the thrill of a test drive, understanding the financial implications of purchasing a vehicle can save you from future stress and unwanted debt. Preparing before applying for a car loan is not just recommended; it's a necessary step that directly influences loan terms and your chances of approval. - read more
The latest 2026 personal and car loan awards from Mozo point to a clear message for Australian motorists: the lowest-cost car finance may not come from the lender you already bank with. The awards assessed hundreds of personal and vehicle loan products across dozens of lenders, with categories covering new car loans, used car loans, secured personal loans, excellent-credit borrowers and green car finance. - read more
In its June 2026 meeting, the Reserve Bank of Australia (RBA) decided to hold the cash rate steady at 4.35%. This unanimous decision reflects the central bank's cautious approach amid ongoing economic uncertainties and inflationary pressures. - read more
As the end of the financial year (EOFY) approaches, Australian car buyers have a unique opportunity to take advantage of significant discounts and tax benefits on utes. Several manufacturers are offering compelling deals, making it an ideal time to consider a new vehicle purchase. - read more
In May 2026, electric vehicles (EVs) achieved a significant milestone in Australia, accounting for 20% of all new car sales. This marks a substantial increase from previous months and underscores a growing shift towards sustainable transportation options among Australian consumers. - read more
Subaru Australia has unveiled the 2026 Solterra, its updated electric SUV, featuring significant enhancements in range, power, and affordability. The new model is now available from $63,990 plus on-road costs, reflecting a substantial price reduction compared to its predecessor. - read more