About Car Loans Australia

Car Loans Australia is a proud member of the Financial Services Online network, owned and operated by Clark Family Pty Ltd, A.C.N. 010 281 008 and we are committed to helping Australian individuals and businesses locate the best financial products, services, information and advice available via the internet.

We do not recommend any specific financial products and we do not offer any form of financial advice. All product enquiries and requests for financial or other advice on this website are referred to specialist financiers, insurers or other financial advisers (based on the specific circumstances of the applicant), with whom you can deal directly. Car Loans Australia may receive a fee or commission in consideration for the referral.

All of the financial information presented on this website, including articles and news items, are provided for general information purposes only and should not be relied on without first discussing your specific circumstances with a suitably qualified, licensed Financial Adviser.

Before any action is taken to obtain a product or service referred to by Car Loans Australia, advice should be obtained (from either the party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs.

Our role is to directly connect people with the right solutions - and to facilitate the introduction of specialist financial resources.

Please feel free to contact Car Loans Australia for further information or with any queries you may have.

Australian Financial Services & Credit Licensing Information

This website is owned and operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust) 43 Larch Street Tallebudgera QLD 4228, A.C.N. 010281008, Authorised Credit Representative of Saccasan Pty Ltd, Australian Credit License 386297, Authorised Financial Services Representative of Unique Group Broker Services, Australian Financial Services License 509434. Visit the ASIC website for additional licensing information.

Car Loans Articles

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The Pros and Cons of Car Loans for Used Vehicles in Australia

With the rising cost of living, many Australians are opting for used vehicles as a cost-effective alternative to brand-new cars. Buying a used car can offer significant savings, reducing the initial financial burden while still providing reliable transportation. - read more

Understanding Car Loan Refinancing in Australia: When Is It the Right Move?

Car loan refinancing involves replacing an existing car loan with a new one, usually to lower the interest rate, reduce monthly payments, or modify the loan term. In Australia's fluctuating economic landscape, refinancing can be a strategic financial decision for borrowers looking to adjust their finances to more favorable terms. - read more

Fixed vs. Variable Interest Rates: Which Car Loan is Right for You?

Purchasing a car is a major financial decision for many Australians, and it often involves securing a loan. With numerous options available, navigating the car loan landscape can be overwhelming. Understanding your choices is essential for finding the loan that best suits your needs. - read more

Beginner's Guide to Secured vs Unsecured Car Loans in Australia

Buying a car is a significant financial decision, and understanding the loan terms involved is crucial to navigating this process effectively. Loan terms can dramatically affect how much you end up paying over the life of your loan, and they play a pivotal role in ensuring that you are empowered during the car buying process. These terms determine your monthly payments, interest rates, and the total cost of the car in the long run. - read more

The Role of Loan Terms in Car Buying: Flexibility Explained

When it comes to buying a car, understanding the loan terms is just as essential as choosing the right make and model. The terms of a loan can significantly affect your financial journey beyond just the asking price. In a marketplace brimming with attractive deals, comprehending these terms can be your greatest asset, ensuring you drive away with a well-suited financing plan. - read more

Finance News

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RBA Maintains Cash Rate at 3.60% Amid Inflationary Pressures

30 Sep 2025: Paige Estritori

The Reserve Bank of Australia (RBA) has decided to keep the cash rate steady at 3.60% during its latest policy meeting on September 30, 2025. This decision comes despite recent signs of accelerating inflation and a persistently tight labor market. - read more

ANZ Bank Settles Class Actions Totaling $68 Million Over Car Loan and Superannuation Practices

30 Sep 2025: Paige Estritori

In a significant development, ANZ Bank has agreed to pay A$99 million (approximately $68 million USD) to settle two class actions dating back to 2020. These settlements address allegations concerning the bank's car loan practices and superannuation product fees. - read more

Increase in Car Loan Delinquencies in Australia Sparks Economic Concerns

30 Sep 2025: Paige Estritori

Recent reports indicate a notable rise in car loan delinquencies across Australia, with an increasing number of vehicles being repossessed and sold at auctions. This trend is attributed to factors such as inflation, high interest rates, and the diminishing ability of car owners to refinance their loans. - read more

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Knowledgebase

Consumer Credit Code:
An act of Parliament that governs the relationship that exists between borrowers and lenders.