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Car Loans Australia

If you're looking for the best, low-rate car finance deals on a new or used vehicle, you are in the right place.

Car Loans Australia provides a free service to help you find the right car loan from a big selection of Australia's leading car loan brokers, banks & non-bank lenders … without accessing or affecting your credit file !!

Let us help you find the right car loan at the best rates!

Loan Amount:
Postcode:
All finance quotes are provided free (via our secure server) and without obligation. We respect your privacy.

Any Purpose

New car purchase, Used car buyers, Refinancing, Private sale, Dealer purchase.


Any Situation

We can help find your next car loan regardless of your employment situation or credit history.


All Features

Secured Car Loans, Unsecured Finance, Vehicle Leasing, Hire Purchase, Chattel Mortgage, Major Banks, Non-bank Lenders, Lo/No-doc Loans.


Free assessment

Simply complete our short online loan enquiry form for direct access to a specialist broker or lender who can best accomodate your specific needs and circumstances.


Multiple lenders

When you submit an online loan enquiry with us, we match your details instantly against the lending criteria of over 2000 finance professionals across Australia - all competing for your business.


No credit check

Unlike most online loan websites, submitting your finance enquiry with us does not result in an entry recorded on your credit file. Multiple credit file entries can make it considerably more difficult to obtain a loan and can severely limit your options.




Not yet ready to buy?

Use our free eligibility assessment to find out how much you can afford to borrow now and, when you are ready to go car shopping, you can do so with the confidence of being pre-approved!

Just complete our simple car loan eligibility application form and a fully qualified, professional car loan consultant will set out your options for achieving what you want to do.
If you do not currently qualify automatically to borrow enough money to buy your dream car right now, your car loan consultant can help you by:-
a. explaining all of the options and alternatives that may currently be available to you;
b. showing you exactly what more you need to do in order to borrow the amount you need now;
c. outlining exactly what you will need to do in order to qualify at some time in the future and;
d. maintaining contact with you to provide ongoing information and assistance as you require until you are ready to buy.

How we work for you!

We do not rely on automated software to provide "instant" car finance recommendations ... because we believe that no software can completely comprehend the specific needs of any individual in determining the most appropriate car finance products or options.

When you apply for a free assessment on this website your application will be reviewed by a qualified professional who will then utilise the latest product analysis research and technology in order to tailor an individual recommendation and product comparisons appropriate to your personal circumstances.
Therefore it is important, when you complete your eligibility assessment application, that you answer all questions as completely and as accurately as possible.



Car Loans Articles

The Smart Aussie Buyer's Guide to Securing the Best Price on a New Car The Smart Aussie Buyer's Guide to Securing the Best Price on a New Car
There's a unique thrill that comes with purchasing a new car; it's not just about getting from point A to B, but about fulfilling a dream and the freedom of the open road. However, with the excitement comes the need for careful planning and smart decision-making to ensure that your investment pays off in the long term. - read more
Navigating Car Finance: How to Choose a Loan That Works for You Navigating Car Finance: How to Choose a Loan That Works for You
Buying a car is a significant financial decision, and for many, it means exploring the world of car finance. In Australia, the options are plentiful, and understanding them is key to making an informed choice. Car finance can seem daunting, with various loan types, interest rates, and repayment plans to consider. But fear not – a clear understanding of these options can steer you towards a deal that complements your financial circumstances. - read more
Top Tips for Australians Navigating the Online Car Market Top Tips for Australians Navigating the Online Car Market
The Australian automotive landscape has witnessed a significant transformation with the rise of online car sales. The concept of browsing, selecting, and purchasing a vehicle through digital platforms has gained immense popularity, offering consumers a vast array of choices at their fingertips. - read more
The Essential Guide to Securing Affordable Car Finance in Australia The Essential Guide to Securing Affordable Car Finance in Australia
Finding an affordable car finance option can make the dream of owning a vehicle a tangible reality for many Australians. It’s about understanding the intricacies of the loan market, interest rates, and finding a plan that aligns with your financial prospects and constraints. In a society built on the convenience of mobility, securing a car that meets both your needs and your budget is essential. - read more
5 Strategies for Balancing Your Budget with a New Car Loan 5 Strategies for Balancing Your Budget with a New Car Loan
With the excitement of purchasing a new vehicle, the financial responsibilities that come with a new car loan can often be overlooked. Balancing your budget when you have taken on a new car loan is crucial to financial well-being and long-term happiness with your purchase. In this article, we will explore five practical strategies that can help you navigate the common financial challenges that accompany car loans. - read more
Car Loans: Secured vs Unsecured Car Loans: Secured vs Unsecured
Car loans play a pivotal role in empowering individuals to afford their own vehicle, which can be a significant purchase. These loans, structured to fit within one's financial situation, can ease the burden of acquiring a car and assist in achieving personal convenience and mobility. - read more
Avoid the Pitfalls: Common Mistakes to Avoid When Seeking Car Finance Avoid the Pitfalls: Common Mistakes to Avoid When Seeking Car Finance
Entering the world of car finance can be both an exciting and daunting venture. With a plethora of options for car loans in Australia, it is essential for potential buyers to arm themselves with knowledge to make the best financial decision. A well-informed choice can be the difference between a loan that propels your personal mobility, and one that hinders your financial stability. - read more
Pre-purchase Checklist for Auto Buyers: Ensuring Financial Readiness Pre-purchase Checklist for Auto Buyers: Ensuring Financial Readiness
Buying a car is an exciting milestone, but it's crucial to approach the process with a clear financial plan in place. Before you get swept away by the shiny showroom models or the thrill of a test drive, understanding the financial implications of purchasing a vehicle can save you from future stress and unwanted debt. Preparing before applying for a car loan is not just recommended; it's a necessary step that directly influences loan terms and your chances of approval. - read more
From Fuel to Finance: A Comprehensive Breakdown of Car Costs From Fuel to Finance: A Comprehensive Breakdown of Car Costs
When it comes to owning a car in Australia, many of us view it as a symbol of freedom, an essential convenience, or even a reflection of our personal style. Yet, for all the road trips planned and errands run, the cost of owning a car extends well beyond the sticker price. - read more
5 Critical Steps to Take Before Applying for a Car Loan in Australia 5 Critical Steps to Take Before Applying for a Car Loan in Australia
Stepping into the world of auto financing can be as daunting as it is exciting. The commitment of a new car loan demands more than just desiring your dream car; it necessitates a balanced budget and a solid financial plan. Understanding how to prepare before signing on that dotted line is not only wise, it’s imperative for your financial health. - read more

Finance News

Westpac Ends Cardless ATM Withdrawals: What This Means for Customers Westpac Ends Cardless ATM Withdrawals: What This Means for Customers
11 Oct 2024: Paige Estritori

Westpac Banking Corporation is making significant changes to its ATM services by eliminating the option for cardless cash withdrawals. This shift will require customers to carry a physical card to withdraw cash, starting at 8:00 PM AEST this Friday 11th October. - read more
Small Businesses in Australia: Navigating Turbulent Times Small Businesses in Australia: Navigating Turbulent Times
10 Oct 2024: Paige Estritori

Amid the prevailing economic challenges, Australian small businesses are feeling the crunch as a wave of insolvencies underscores the depth of the issue. The construction and hospitality sectors are particularly vulnerable, with businesses seeking new strategies to stay afloat. - read more
Financial Worries Surge as Australians Face Economic Challenges Financial Worries Surge as Australians Face Economic Challenges
10 Oct 2024: Paige Estritori

In a decade-long analysis, AMP’s recent Financial Wellness report uncovers a growing cloud of financial anxiety looming over Australian workers, with two-thirds expressing some level of financial distress. Particularly notable is the strain felt by those aged 55 to 59, where almost 40% report moderate to severe stress, highlighting growing concerns as retirement approaches. - read more
Australia Grapples with Prolonged Economic Slowdown Australia Grapples with Prolonged Economic Slowdown
08 Oct 2024: Paige Estritori

Australian citizens are currently navigating through an unprecedented economic phase, marked by the most prolonged recession per capita in the nation's history. This downturn has extended through six consecutive quarters of declining economic output, with a total of seven declines across the last eight quarters. - read more
Banks Under Fire for High Fees on Low-Income Accounts Banks Under Fire for High Fees on Low-Income Accounts
07 Oct 2024: Paige Estritori

A directive from Australian regulators is set to benefit nearly two million Australians, primarily from lower income groups, as major financial institutions were mandated to refund $28 million in excessive fees collected over the years. - read more

Need Help Finding a Loan?
Get a free car loan eligibility assessment and compare offers tailored specifically to your circumstances.
Loan Amount:
Postcode:
All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Knowledgebase
Mortgage:
A loan in which the borrower (the mortgagor) offers a property and land as security to the lender (the mortgagee) until the loan is repaid. Repayments of the loan are usually made on a monthly basis over a long period of time, typically 25 years.