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Car Loans Australia: Quick Quotes & Fast Eligibility Assessment

If you're looking for a great car loan deal for a new or used vehicle purchase or refinance, you are in the right place. Car Loans Australia provides a free service to help you find, and pre-qualify for, the right car loan, from a selection of participating specialist Car Loan Brokers, Banks & Non-bank Lenders, from our nation-wide referral partner network, without accessing or affecting your credit file!!

Let's help find your car loan!

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All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

Any Purpose

New car purchase, Used car buyers, Refinancing, Private sale, Dealer purchase.

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Any Situation

We can help find your next car loan regardless of your employment situation or credit history.

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All Features

Secured Car Loans, Unsecured Finance, Vehicle Leasing, Hire Purchase, Chattel Mortgage, Major Banks, Non-bank Lenders, Lo/No-doc Loans.

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Free assessment

Simply complete our short online loan enquiry form for direct access to a specialist broker or lender who can best accomodate your specific needs and circumstances.

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Multiple lenders

When you submit an online loan enquiry with us, We match your enquiry with a qualified broker or lender who can access a range of finance options from their panel. This may not represent all possible lenders or products available in the market.

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No credit check on enquiry

Submitting your initial finance enquiry with us does not involve a credit check or create an entry on your credit file. Your details are used for our preliminary eligibility assessment and to match you with a broker or lender. If you choose to proceed with a referred broker or lender, they may conduct a credit check in line with their application process, which could affect your credit file. Multiple credit file enquiries can make it more difficult to obtain a loan and may limit your options.

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Not yet ready to buy?

Use our free, no-obligation eligibility assessment to get an indication of how much you may be able to borrow based on typical criteria used by our participating lenders. This is not a loan approval or offer, but it can help you go car shopping with a clearer idea of your likely borrowing capacity.

Just complete our simple car loan eligibility application form and a fully qualified car loan broker from our referral network will set out your options for achieving what you want to do. Any guidance or recommendations will be provided by the licensed broker or adviser to whom your enquiry is referred.

If you do not currently qualify automatically to borrow enough money to buy your dream car right now, your car loan broker can help you by:-

  • explaining all of the options and alternatives that may currently be available to you;
  • showing you exactly what more you need to do in order to borrow the amount you need now;
  • outlining exactly what you will need to do in order to qualify at some time in the future and;
  • maintaining contact with you to provide ongoing information and assistance as you require until you are ready to buy.

How we work for you!

We do not rely on automated software to provide "instant" car finance recommendations ... because we believe that no software can completely comprehend the specific needs of any individual in determining the most appropriate car finance products or options.

When you apply for a free assessment on this website, your enquiry details are provided to a qualified broker from our referral panel, who will then utilise the latest product analysis research and technology in order to tailor any recommendations and product comparisons to your personal circumstances. Car Loans Australia does not itself provide financial product advice or credit assistance; this is provided solely by the licensed broker or adviser to whom your enquiry is referred.

Therefore it is important, when you complete your eligibility assessment application, that you answer all questions as completely and as accurately as possible.

Car Loans Australia Weekly Motoring and Market News Wrap

Podcast Cover Image RBA watchers tip a June hold after unemployment lifts, offering car buyers a short breather but not relief from cost pressures. The government confirms a phased wind‑back of the EV Fringe Benefits Tax, making timing and model choice crucial for novated leases through to 1 April 2029. And borrowers are urged to seek hardship help early to protect their credit history. Paige Estritori explains what it means for budgets and how Car Loans Australia can help compare lenders and tailor quotes.


Car Loans Articles

Avoiding Financial Pitfalls: Tips for First-Time Car Buyers in Australia
Avoiding Financial Pitfalls: Tips for First-Time Car Buyers in Australia
Before taking the plunge into car ownership, it's crucial to have a clear view of your current financial health. Start by evaluating your income, monthly expenses, and any savings you may have set aside. This assessment will give you a realistic picture of how much you can allocate towards buying a car without straining your finances. - read more
Beginner's Guide to Secured vs Unsecured Car Loans in Australia
Beginner's Guide to Secured vs Unsecured Car Loans in Australia
Buying a car is a significant financial decision, and understanding the loan terms involved is crucial to navigating this process effectively. Loan terms can dramatically affect how much you end up paying over the life of your loan, and they play a pivotal role in ensuring that you are empowered during the car buying process. These terms determine your monthly payments, interest rates, and the total cost of the car in the long run. - read more
Car Loans: Secured vs Unsecured
Car Loans: Secured vs Unsecured
Car loans play a pivotal role in empowering individuals to afford their own vehicle, which can be a significant purchase. These loans, structured to fit within one's financial situation, can ease the burden of acquiring a car and assist in achieving personal convenience and mobility. - read more
The Essential Guide to Securing Affordable Car Finance in Australia
The Essential Guide to Securing Affordable Car Finance in Australia
Finding an affordable car finance option can make the dream of owning a vehicle a tangible reality for many Australians. It’s about understanding the intricacies of the loan market, interest rates, and finding a plan that aligns with your financial prospects and constraints. In a society built on the convenience of mobility, securing a car that meets both your needs and your budget is essential. - read more
Your Car Loan Journey: From Application to Approval
Your Car Loan Journey: From Application to Approval
In this article, we are embarking on a guided journey that we believe will help immensely in navigating the intricacies of the car loan process. - read more

Finance News

Electric Vehicles Capture Record 16.4% of Australian New Car Sales
Electric Vehicles Capture Record 16.4% of Australian New Car Sales
28 May 2026: Paige Estritori
In April 2026, electric vehicles (EVs) achieved a significant milestone in Australia, accounting for 16.4% of all new car sales. This marks a substantial increase from previous years and underscores a growing shift towards sustainable transportation options among Australian consumers. - read more
Australian Government Announces Reduction in EV Tax Incentives from 2027
Australian Government Announces Reduction in EV Tax Incentives from 2027
28 May 2026: Paige Estritori
The Australian government has announced plans to gradually reduce tax exemptions for electric vehicles (EVs) starting in April 2027. This decision comes in response to the escalating costs associated with the current incentive scheme, which have significantly exceeded initial projections. - read more
Surge in Electric Vehicle Loans as Australians Respond to Fuel Price Hikes
Surge in Electric Vehicle Loans as Australians Respond to Fuel Price Hikes
12 May 2026: Paige Estritori
In March 2026, Australia witnessed a substantial increase in electric vehicle (EV) loan applications, with CommBank reporting a 161% rise compared to February. This surge is largely attributed to escalating fuel prices and growing concerns over energy security, prompting consumers to seek more sustainable and cost-effective transportation options. - read more
ASIC Calls for Strengthened Consumer Protections in Car Finance Sector
ASIC Calls for Strengthened Consumer Protections in Car Finance Sector
12 May 2026: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has conducted a comprehensive review of the nation's motor vehicle finance sector, uncovering significant issues that adversely affect consumers. This investigation was initiated in response to a surge in complaints regarding high costs associated with car financing. - read more
Chinese Car Brands Roll Out Competitive EOFY Deals in Australia
Chinese Car Brands Roll Out Competitive EOFY Deals in Australia
12 May 2026: Paige Estritori
As the end of the financial year (EOFY) approaches, Chinese automotive brands are intensifying their efforts to capture the Australian market by offering a range of compelling incentives on electric and hybrid vehicles. These promotions are designed to attract both private buyers and commercial operators seeking cost-effective and environmentally friendly transportation solutions. - read more
Click for more Finance News

Need Help Finding a Loan?
Get a free car loan eligibility assessment and compare offers tailored specifically to your circumstances.

Let's help find your car loan!

Loan Amount:
Postcode:
All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.
All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Knowledgebase
Monetary Policy:
The actions of a central bank or other regulatory authority that determine the size and rate of growth of the money supply.


This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.
IMPORTANT: We act solely as an introducer and refer enquiries to licensed third-party brokers, insurers, and lenders. We do not provide financial product advice or credit assistance. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.