Car Loans Australia :: News
SHARE

Share this news item!

ASIC to Name Financial Licensees in New Breach Transparency Initiative

ASIC to Name Financial Licensees in New Breach Transparency Initiative

ASIC to Name Financial Licensees in New Breach Transparency Initiative?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

The Australian Securities and Investments Commission (ASIC) has proposed a new regulatory framework aimed at increasing transparency in the financial industry by identifying financial planning licensees who report breaches.
Revealed in a consultation paper, CP 383, this proposal would see ASIC start publishing Reportable Situations (RS) and Internal Dispute Resolution (IDR) data at both firm and industry levels, including the names and licence numbers of the offending companies.

This move marks a significant departure from ASIC's current practice of only publishing industry-level data, which omits individual firm details. Notably, the proposed dashboards will exclude personal information for licensees who are individuals, ensuring privacy is maintained.

ASIC's consultation paper outlines several key data elements it plans to share, including detailed information about licensees, the volume and nature of reported breaches, the extent and impact of these breaches, and subsequent remediation and rectification efforts. Additionally, the paper focuses on the licensees' investigative and reporting practices.

The primary objective behind this initiative is to enhance accountability and transparency within the financial sector. By making this data public, ASIC aims to incentivize improved behaviors and performance amongst financial services providers. It also intends to help both firms and consumers identify systemic issues characterized by significant breach volumes and recurring IDR complaints, providing a clearer focus for compliance efforts and improving consumer outcomes.

According to ASIC Commissioner Alan Kirkland, the public release of the proposed dashboard would significantly boost transparency, encouraging firms to bolster their performance. It will also offer consumers and investors a more accessible means to engage with firm-level data, promoting more informed decision-making and participation within the financial system.

The proposals detailed in CP 383 mark a pivotal step in ASIC's ongoing commitment to fostering a more transparent and accountable financial sector, with anticipated benefits not just for industry compliance but also for consumer trust and safety.

Published:Monday, 14th Apr 2025
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

Share this news item:

Rate this article

0 Comments

No comments yet. Be the first to share your thoughts.

Finance News

Electric Vehicles Capture Record 16.4% of Australian New Car Sales
Electric Vehicles Capture Record 16.4% of Australian New Car Sales
28 May 2026: Paige Estritori
In April 2026, electric vehicles (EVs) achieved a significant milestone in Australia, accounting for 16.4% of all new car sales. This marks a substantial increase from previous years and underscores a growing shift towards sustainable transportation options among Australian consumers. - read more
Australian Government Announces Reduction in EV Tax Incentives from 2027
Australian Government Announces Reduction in EV Tax Incentives from 2027
28 May 2026: Paige Estritori
The Australian government has announced plans to gradually reduce tax exemptions for electric vehicles (EVs) starting in April 2027. This decision comes in response to the escalating costs associated with the current incentive scheme, which have significantly exceeded initial projections. - read more
Surge in Electric Vehicle Loans as Australians Respond to Fuel Price Hikes
Surge in Electric Vehicle Loans as Australians Respond to Fuel Price Hikes
12 May 2026: Paige Estritori
In March 2026, Australia witnessed a substantial increase in electric vehicle (EV) loan applications, with CommBank reporting a 161% rise compared to February. This surge is largely attributed to escalating fuel prices and growing concerns over energy security, prompting consumers to seek more sustainable and cost-effective transportation options. - read more
ASIC Calls for Strengthened Consumer Protections in Car Finance Sector
ASIC Calls for Strengthened Consumer Protections in Car Finance Sector
12 May 2026: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has conducted a comprehensive review of the nation's motor vehicle finance sector, uncovering significant issues that adversely affect consumers. This investigation was initiated in response to a surge in complaints regarding high costs associated with car financing. - read more
Chinese Car Brands Roll Out Competitive EOFY Deals in Australia
Chinese Car Brands Roll Out Competitive EOFY Deals in Australia
12 May 2026: Paige Estritori
As the end of the financial year (EOFY) approaches, Chinese automotive brands are intensifying their efforts to capture the Australian market by offering a range of compelling incentives on electric and hybrid vehicles. These promotions are designed to attract both private buyers and commercial operators seeking cost-effective and environmentally friendly transportation solutions. - read more


Car Loans Articles

Fixed vs. Variable Interest Rates: Which Car Loan is Right for You?
Fixed vs. Variable Interest Rates: Which Car Loan is Right for You?
Purchasing a car is a major financial decision for many Australians, and it often involves securing a loan. With numerous options available, navigating the car loan landscape can be overwhelming. Understanding your choices is essential for finding the loan that best suits your needs. - read more
Your Car Loan Journey: From Application to Approval
Your Car Loan Journey: From Application to Approval
In this article, we are embarking on a guided journey that we believe will help immensely in navigating the intricacies of the car loan process. - read more
How to Create a Flexible Budget for Your Next Car Purchase
How to Create a Flexible Budget for Your Next Car Purchase
When it comes to buying a car, particularly a used one, having a flexible budget is essential. Flexible budgeting allows you to adjust your spending plan according to your current financial situation and any unexpected changes that might occur. This adaptability is crucial in managing your finances effectively and ensuring you make a purchase that won't strain your resources. - read more
The Complete Checklist for Choosing a Car Loan Provider in Australia
The Complete Checklist for Choosing a Car Loan Provider in Australia
Finding the right car loan in Australia can be just as critical as selecting the car itself. Car finance, though a common undertaking, involves nuanced decisions that can have a significant impact on your financial future. - read more
The Pros and Cons of Car Loans for Used Vehicles in Australia
The Pros and Cons of Car Loans for Used Vehicles in Australia
With the rising cost of living, many Australians are opting for used vehicles as a cost-effective alternative to brand-new cars. Buying a used car can offer significant savings, reducing the initial financial burden while still providing reliable transportation. - read more


Need Help Finding a Loan?
Get a free car loan eligibility assessment and compare offers tailored specifically to your circumstances.

Let's help find your car loan!

Loan Amount:
Postcode:
All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.
All finance quotes are provided free (via our secure server) and without obligation.
We respect your privacy.

Knowledgebase
Derivative:
A financial security whose value is dependent upon or derived from an underlying asset or group of assets.