If you're looking for the best, low-rate car finance deals on a new or used vehicle, you are in the right place.
Car Loans Australia provides a free service to help you find the right car loan from a big selection of
Australia's leading car loan brokers, banks & non-bank lenders … without accessing or affecting your credit file
!!
Let us help you find the right car loan at the best rates!
All finance quotes are provided free (via our secure server) and without obligation. We respect your
privacy.
Any Purpose
New car purchase, Used car buyers, Refinancing, Private sale, Dealer purchase.
Simply complete our short online loan enquiry form for direct access to a
specialist broker or lender who can best accomodate
your specific needs and circumstances.
When you submit an online loan enquiry with us, we match your details instantly
against the lending criteria of over 2000 finance
professionals across Australia - all competing for your business.
Unlike most online loan websites, submitting your finance enquiry with us does not result in an entry
recorded on your credit file.
Multiple credit file entries can make it considerably more difficult to obtain a loan and can severely
limit your options.
Use our free eligibility assessment to find out how much you can afford to borrow now and, when you are ready to
go car shopping, you can do so with the confidence of being pre-approved!
Just complete our simple car loan eligibility application form and a fully qualified, professional car loan consultant
will set out your options for achieving what you want to do.
If you do not currently qualify automatically to borrow enough money to buy your dream car right now, your car
loan consultant can help you by:-
a. explaining all of the options and alternatives that may currently be available to you;
b. showing you exactly what more you need to do in order to borrow the amount you need now;
c. outlining exactly what you will need to do in order to qualify at some time in the future and;
d. maintaining contact with you to provide ongoing information and assistance as you require until you
are ready to buy.
How we work for you!
We do not rely on automated software to provide "instant" car finance recommendations ... because we
believe that no software can completely comprehend the specific needs of any individual in determining the most
appropriate car finance products or options.
When you apply for a free assessment on this website your application will be reviewed by a qualified
professional who will then utilise the latest product analysis research and technology in order to tailor an
individual recommendation and product comparisons appropriate to your personal circumstances.
Therefore it is important, when you complete your eligibility assessment application, that you answer all
questions as completely and as accurately as possible.
With the rising cost of living, many Australians are opting for used vehicles as a cost-effective alternative to brand-new cars. Buying a used car can offer significant savings, reducing the initial financial burden while still providing reliable transportation. - read more
There's a unique thrill that comes with purchasing a new car; it's not just about getting from point A to B, but about fulfilling a dream and the freedom of the open road. However, with the excitement comes the need for careful planning and smart decision-making to ensure that your investment pays off in the long term. - read more
Car loan refinancing involves replacing an existing car loan with a new one, usually to lower the interest rate, reduce monthly payments, or modify the loan term. In Australia's fluctuating economic landscape, refinancing can be a strategic financial decision for borrowers looking to adjust their finances to more favorable terms. - read more
Navigating the car loan landscape in Australia can feel like a daunting task. With a vast array of options available, choosing the right car loan can significantly impact your financial well-being. Understanding the fees associated with car loans is crucial, as they play a significant role in the total cost of the loan. - read more
Car loans play a pivotal role in empowering individuals to afford their own vehicle, which can be a significant purchase. These loans, structured to fit within one's financial situation, can ease the burden of acquiring a car and assist in achieving personal convenience and mobility. - read more
Last week, the Reserve Bank of Australia (RBA) made its third rate cut this year, lowering the official cash rate by 0.25% to 3.60%. Historically, such rate reductions have been linked to a significant rise in Australian home values, with double-digit growth expected within two years of the start of a rate-cutting cycle, according to the Australian Financial Review. - read more
In a recent financial disclosure, Bell Financial Group (BFG) announced a notable 44% drop in half-year net profit after tax as it navigates challenging market conditions. While the company's overall revenue declined by 12.5% to $121.5 million, its Technology & Platforms and Products & Services units showed resilience with a combined revenue increase of 12% to $46.3 million. This contrasts sharply with the 23.5% revenue dip in its broking division, which totalled $69.4 million. - read more
The evolving landscape of private credit funds in Australia necessitates greater responsibility from self-directed investors, according to Darren Connolly, the Chief Executive of Investment Markets. As the landscape of fixed income investments becomes increasingly complex, investors are being urged to take ownership of their decision-making processes. - read more
The Reserve Bank of Australia (RBA) recently made a pivotal decision to cut the official cash rate (OCR) by 0.25%, bringing it down to 3.60%. This move marks a total reduction of 0.75% from its peak of 4.35%. Economists and financial markets anticipate further cuts, potentially two more by mid-2026, reflecting a cautious easing policy by the RBA. - read more
As financial planners await forthcoming updates to the Delivering Better Financial Outcomes (DBFO) legislation, many are grappling with significant challenges arising from the first tranche, specifically concerning fee consent requirements. These issues, unfortunately, seem to require legislative amendments as they fall outside the scope of regulatory fixes, amplifying the compliance burden on financial advisers, especially regarding breach reporting. - read more
Need Help Finding a Loan?
Get a free car loan eligibility assessment and compare offers tailored
specifically to your circumstances.
All finance quotes are provided free (via our secure server) and without
obligation. We respect your
privacy.
Knowledgebase
Credit Default Swap (CDS): A financial derivative or contract that allows an investor to "swap" or offset their credit risk with that of another investor.
