Car Loans Australia Articles

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Car Loans Articles

Beginner's Guide to Secured vs Unsecured Car Loans in Australia

Buying a car is a significant financial decision, and understanding the loan terms involved is crucial to navigating this process effectively. Loan terms can dramatically affect how much you end up paying over the life of your loan, and they play a pivotal role in ensuring that you are empowered during the car buying process. These terms determine your monthly payments, interest rates, and the total cost of the car in the long run. - read more

Avoiding Financial Pitfalls: Tips for First-Time Car Buyers in Australia

Before taking the plunge into car ownership, it's crucial to have a clear view of your current financial health. Start by evaluating your income, monthly expenses, and any savings you may have set aside. This assessment will give you a realistic picture of how much you can allocate towards buying a car without straining your finances. - read more

From Fuel to Finance: A Comprehensive Breakdown of Car Costs

When it comes to owning a car in Australia, many of us view it as a symbol of freedom, an essential convenience, or even a reflection of our personal style. Yet, for all the road trips planned and errands run, the cost of owning a car extends well beyond the sticker price. - read more

Pre-purchase Checklist for Auto Buyers: Ensuring Financial Readiness

Buying a car is an exciting milestone, but it's crucial to approach the process with a clear financial plan in place. Before you get swept away by the shiny showroom models or the thrill of a test drive, understanding the financial implications of purchasing a vehicle can save you from future stress and unwanted debt. Preparing before applying for a car loan is not just recommended; it's a necessary step that directly influences loan terms and your chances of approval. - read more

5 Strategies for Balancing Your Budget with a New Car Loan

With the excitement of purchasing a new vehicle, the financial responsibilities that come with a new car loan can often be overlooked. Balancing your budget when you have taken on a new car loan is crucial to financial well-being and long-term happiness with your purchase. In this article, we will explore five practical strategies that can help you navigate the common financial challenges that accompany car loans. - read more

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Finance News

ASIC's Review Highlights Concerns in Car Finance Practices

03 Dec 2025: Paige Estritori

The Australian Securities and Investments Commission (ASIC) has recently conducted a comprehensive review of the nation's motor vehicle finance sector, uncovering significant issues that raise concerns about responsible lending practices. The findings indicate that some consumers are being subjected to exorbitant fees and are defaulting on their loans shortly after approval. - read more

Cooling Trends Emerge in Australia's Used Car Market

03 Dec 2025: Paige Estritori

The Australian used car market, which experienced significant growth throughout most of 2024, has shown signs of deceleration in the final months of the year. This trend suggests a more cautious outlook for 2025, influenced by various economic factors and shifting consumer behaviors. - read more

ASIC Calls for Strengthened Consumer Protections in Car Finance

03 Dec 2025: Paige Estritori

The Australian Securities and Investments Commission (ASIC) has intensified its scrutiny of the motor vehicle finance sector, urging lenders to bolster consumer protections and enhance oversight mechanisms. This move comes in response to a notable increase in complaints regarding car finance arrangements and concerns about the adequacy of current lending practices. - read more

ASIC's Review Highlights Urgent Need for Reform in Car Finance Sector

25 Nov 2025: Paige Estritori

The Australian Securities and Investments Commission (ASIC) has recently conducted a comprehensive review of the motor vehicle finance sector, uncovering significant issues that adversely affect consumers. This investigation was initiated in response to a surge in complaints regarding high costs associated with car financing. - read more

CBA's AI Assistant Revolutionises Car Buying Experience

25 Nov 2025: Paige Estritori

The Commonwealth Bank of Australia (CBA) has unveiled an innovative AI assistant designed to transform the car buying process for Australian consumers. This cutting-edge tool aims to provide detailed information on vehicle costs and features, enhancing transparency and aiding buyers in making informed decisions. - read more

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Foreclosure:
The legal process by which a lender takes control of a property, evicts the homeowner, and sells the home after the homeowner fails to make mortgage payments.

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