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Car Loans Australia Articles

Car Loans Australia recommends the following articles which we hope you find of interest.

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Car Loans Articles

Top Tips for Australians Navigating the Online Car Market
Top Tips for Australians Navigating the Online Car Market
The Australian automotive landscape has witnessed a significant transformation with the rise of online car sales. The concept of browsing, selecting, and purchasing a vehicle through digital platforms has gained immense popularity, offering consumers a vast array of choices at their fingertips. - read more
How to Create a Flexible Budget for Your Next Car Purchase
How to Create a Flexible Budget for Your Next Car Purchase
When it comes to buying a car, particularly a used one, having a flexible budget is essential. Flexible budgeting allows you to adjust your spending plan according to your current financial situation and any unexpected changes that might occur. This adaptability is crucial in managing your finances effectively and ensuring you make a purchase that won't strain your resources. - read more
Car Loans: Secured vs Unsecured
Car Loans: Secured vs Unsecured
Car loans play a pivotal role in empowering individuals to afford their own vehicle, which can be a significant purchase. These loans, structured to fit within one's financial situation, can ease the burden of acquiring a car and assist in achieving personal convenience and mobility. - read more
How to Compare Car Loans: A Step-by-Step Guide for Australian Buyers
How to Compare Car Loans: A Step-by-Step Guide for Australian Buyers
When planning to take out a car loan, it is crucial to start by understanding your budget. Consider how much you can realistically afford to borrow without straining your finances. Assessing your monthly income and expenses will help you arrive at a sensible figure, ensuring you don't overcommit. - read more
Understanding Car Loan Refinancing in Australia: When Is It the Right Move?
Understanding Car Loan Refinancing in Australia: When Is It the Right Move?
Car loan refinancing involves replacing an existing car loan with a new one, usually to lower the interest rate, reduce monthly payments, or modify the loan term. In Australia's fluctuating economic landscape, refinancing can be a strategic financial decision for borrowers looking to adjust their finances to more favorable terms. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

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Finance News

ASIC's Review Highlights Urgent Need for Reform in Car Finance Sector
ASIC's Review Highlights Urgent Need for Reform in Car Finance Sector
25 Nov 2025: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has recently conducted a comprehensive review of the motor vehicle finance sector, uncovering significant issues that adversely affect consumers. This investigation was initiated in response to a surge in complaints regarding high costs associated with car financing. - read more
CBA's AI Assistant Revolutionises Car Buying Experience
CBA's AI Assistant Revolutionises Car Buying Experience
25 Nov 2025: Paige Estritori
The Commonwealth Bank of Australia (CBA) has unveiled an innovative AI assistant designed to transform the car buying process for Australian consumers. This cutting-edge tool aims to provide detailed information on vehicle costs and features, enhancing transparency and aiding buyers in making informed decisions. - read more
ASIC Targets Car Finance Practices in Regional and First Nations Communities
ASIC Targets Car Finance Practices in Regional and First Nations Communities
25 Nov 2025: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has commenced a comprehensive review of the motor vehicle finance sector, with a particular focus on practices affecting consumers in regional and remote areas, including First Nations communities. This initiative seeks to enhance consumer protections and ensure fair lending practices across all demographics. - read more
March 2025: Australian New Car Sales Experience Slight Decline
March 2025: Australian New Car Sales Experience Slight Decline
17 Nov 2025: Paige Estritori
In March 2025, Australia's automotive market recorded a slight downturn, with new car sales totaling 108,606 units—a 0.9% decrease compared to the same month in the previous year. This marginal decline reflects the ongoing economic pressures affecting consumer spending habits. - read more
Green Loans Drive Down Personal Loan Averages in Australia
Green Loans Drive Down Personal Loan Averages in Australia
17 Nov 2025: Paige Estritori
In recent developments within Australia's financial sector, the increasing availability of green loans has begun to influence the average rates of personal loans. Green loans, designed to finance environmentally friendly initiatives such as the purchase of electric or hybrid vehicles and sustainable home upgrades, are typically offered at lower interest rates compared to standard personal loans. - read more

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Knowledgebase
Amortization Schedule:
A table that provides details of each periodic payment on a loan, including the amount going towards principal and interest.