START HERE
Get a free car loan eligibility assessment and compare offers tailored specifically to your circumstances.
Loan Amount:
$
Postcode:
All finance quotes are provided free (via our secure server) and without obligation. We respect your privacy.
Any Purpose
New car purchase
Used car buyers
Refinancing
Private sale
Dealer purchase
Any Situation
Refused by Banks
Self-employed
Bad Credit History
Low/No Deposit
No Savings History
Ex-bankrupt
All Features
Secured Car Loans
Unsecured Finance
Vehicle Leasing
Hire Purchase
Chattel Mortgage
Major Banks
Non-bank Lenders
Lo/No-doc Loans
Knowledgebase
Personal Loan:
A Personal Loan is a means of obtaining finance from a financial institution or financial product provider and the lending criteria usually depends on criteria such as personal income and expenses, assets and liabilities, employment status and previo
Car Loans Australia :: News

Car Loans Australia News

Small business loans to help Aussie businesses through tough times

Source: Financial Services Online: 27 Nov 2012

Financial Services Online has today announced a new credit facility for Australian business customers who are seeking loans for amounts of up to $10,000 with minimum security requirements, irrespective of the applicants' credit history.

Business operators can now apply online for loans from as low as $1,000 and receive an obligation-free eligibility assessment for any business purpose without accessing their credit file.

Funding is available for applicants who are seeking start-up finance for new business ventures, customers needing working capital to overcome short-term cash flow shortages as well as more traditional funding requirements such as plant and machinery acquisition and equipment leasing.

Loans are also available for customers who are seeking to purchase an existing business including finance for buying a franchise.

Whilst we have always been in a position to assist business owners looking for larger amounts, the new financing facility is specifically targeted at those businesses needing fast access to smaller amounts and who may have had difficulty due to their credit history.

Applicants who are or have been bankrupt and those who have had or still have outstanding credit defaults are all able to apply for the micro business loans.

The interest rates offered will vary depending on the applicants history and other factors including the ability to offer security against the amount offered.

Unlike the tougher security requirements for traditional business finance through the major banks and other financiers who seek real estate asset backing, the new loan facilities can be offered with minimal security. Acceptable assets for security under the facility include more accessible assets such as stock-in-trade, existing business equipment and machinery or outstanding invoices. Loans are also available against existing business vehicles.

As with all online enquiries at Financial Services Online, the application is assessed for eligibility against the lender's criteria without accessing or recording the enquiry on the enquirer's credit file. The assessment is instant and acceptable applications are immediately referred to the funder who will then discuss the relevant terms and conditions and answer any questions before the customer decides whether they wish to proceed.

Financial Services Online (est 2001) provides a free service, connecting people directly with specialist financial advice based on the location and specific requirements of each individual consumer across a range of financial products and services including life insurance, income protection, public liability, professional indemnity, health insurance, superannuation, home loans, car loans, unsecured personal loans, debt consolidation loans, credit repair and more.

Financial Services Online


Finance Articles

Getting the Most Out of Your Bank
Having a bank that meets all of your financial needs is an asset that many people don't appreciate. If you have a bank that doesn't meet all of your needs, however,... read more

Online Savings Account Tips
An online savings account is critical for managing your finances. It offers a good place to keep your savings and is also a good way of earning extra easy money... read more

Double your deposit in half the time
Saving is never an easy thing to do and saving for a deposit on a home is twice as hard. However, with the right strategy in place, your savings can grow and... read more


Finance News

Personal Loans to help Australians in need: FSO
Oct 29 :: As Australia prepares to clean up following devastating fires and floods, Financial Services Online CEO, Andrew Clark, has announced a package of personal finance... read more

Small business loans to help Aussie businesses through tough times
Nov 27 :: Financial Services Online has today announced a new credit facility for Australian business customers who are seeking loans for amounts of up to $10,000 with... read more

Police issue warning about bank scam
Nov 20 :: Melbourne police are warning people about a scam in which fraudsters pose as bankers and ask for money.They say they cold call customers and tell them... read more